Missed your $1,400 stimulus check? The unclaimed stimulus check 2025 program lets you claim it via the IRS. This guide details eligibility, how to find missing stimulus payments, and New York-specific steps to get your money by April 15, 2026.
What Are Unclaimed Stimulus Checks?
The 2021 American Rescue Plan gave $1,400 per person, but millions missed payments due to IRS errors or unfiled taxes. In 2025, you can claim via the Recovery Rebate Credit.
Deadlines:
Claims: April 15, 2026.
New York Claims: March 31, 2026.
2021 Tax Filing: April 15, 2025.
Who’s Eligible?
You qualify if:
You didn’t get the $1,400 third stimulus in 2021.
Your 2021 income was:
$75,000 or less (single).
$150,000 or less (married).
You’re a U.S. citizen or resident alien with an SSN.
New York, California, and Texas have state portals for faster claims.
How to Claim Your Stimulus Check
Check Status: Use “Get My Payment” at www.irs.gov with your SSN.
File 2021 Taxes:
Claim the Recovery Rebate Credit.
File free at www.irs.gov/free-file.
Update Address: Notify IRS at www.irs.gov/address.
Track Refund: Use “Where’s My Refund?” at www.irs.gov/refunds.
How do I check my IRS stimulus check status 2025?
Visit www.irs.gov and use “Get My Payment” with your SSN.
New York Unclaimed Stimulus: Benefits
New York residents can:
Use www.tax.ny.gov for filing.
Call 1-800-NY-TAX for free help.
Avoid Pitfalls
Not Filing: File 2021 taxes, even with no income.
Wrong SSN: Verify at www.irs.gov.
Scams: Use only IRS websites.
Why Claim Now?
Over 10 million are owed funds. Claim your $1,400 before April 15, 2026.
Take Action
Visit www.irs.gov to claim your unclaimed stimulus check by April 15, 2026. New York residents, use www.tax.ny.gov by March 31, 2026.