Unclaimed Money Search 2025 – Find Missing Funds by Name & State (USA)
Billions of dollars in unclaimed money sit in U.S. state treasuries and databases, waiting to be claimed. Our free Unclaimed Money Search tool connects you to official state databases or MissingMoney.com to check for funds owed to you.
Enter your name and state to start your search—no sign-up or fees required. People have recovered $500 to $10,000+ from forgotten accounts, refunds, or inheritances. Always verify claims through official sources.
Search for Unclaimed Money
Input your full name and select your state to check for unclaimed funds. You’ll be directed to an official database like MissingMoney.com or your state’s treasury.
What Is Unclaimed Money?
Unclaimed money refers to funds held by state treasuries or businesses that belong to individuals but haven’t been claimed. These can include forgotten bank accounts, uncashed checks, or insurance refunds. States hold over $40 billion in unclaimed funds, per Unclaimed.org.
Types of Unclaimed Money
- Forgotten Bank Accounts: Dormant savings or checking accounts, e.g., $1,000 left in a closed bank.
- Uncashed Checks: Payroll, tax refunds, or dividends, e.g., a $500 tax refund never cashed.
- Utility Deposits: Refunds from utility companies, e.g., a $200 deposit from a past apartment.
- Inheritances: Unclaimed estate funds, e.g., $5,000 from a relative’s estate.
- Insurance Payments: Unclaimed life or property insurance payouts, e.g., $2,000 from a policy.
Check MissingMoney.com for a full list of unclaimed property types.
State-Specific Unclaimed Money Guide – Key Details for 2025
Each state manages unclaimed money differently, with unique search portals and claim processes. Below are details for key states. For all states, visit Unclaimed.org or use our tool above.
California
- Search Portal: California State Controller.
- Common Funds: Utility refunds, forgotten accounts, wages.
- Claim Process: File online with ID and proof of address; processing takes 30–180 days.
- Example: A $1,500 unclaimed tax refund from 2020.
Texas
- Search Portal: ClaimItTexas.org.
- Common Funds: Insurance refunds, dormant accounts, royalties.
- Claim Process: Submit claim form with ID; processing takes 45–90 days.
- Example: A $2,000 utility deposit from a past lease.
New York
- Search Portal: NY State Comptroller.
- Common Funds: Bank accounts, stock dividends, inheritances.
- Claim Process: Online or mail claim with ID; processing takes 60–120 days.
- Example: A $3,000 forgotten savings account.
Florida
- Search Portal: FLTreasureHunt.gov.
- Common Funds: Insurance payouts, uncashed checks, safe deposit boxes.
- Claim Process: File online with ID; processing takes 90–180 days.
- Example: A $700 insurance refund.
Illinois
- Search Portal: ICash.IllinoisTreasurer.gov.
- Common Funds: Tax refunds, payroll, utility deposits.
- Claim Process: Online claim with ID and proof; processing takes 60–120 days.
- Example: A $1,200 uncashed payroll check.
For other states, use our tool or visit Unclaimed.org for official state portals.
Tips to Avoid Unclaimed Money Scams
Scammers often target unclaimed money seekers. Protect yourself with these tips:
- Use Official Sites: Only use state treasuries or MissingMoney.com. Avoid third-party sites charging fees.
- Never Pay Upfront: Legitimate claims are free or have minimal processing fees by states.
- Verify Identity Safely: Submit ID only through secure state portals, not unverified sites.
- Check Sources: Use USA.gov or Nolo for trusted information.
Frequently Asked Questions About Unclaimed Money
What is unclaimed money and how does it happen?
Unclaimed money includes funds like forgotten bank accounts, uncashed checks, or refunds held by states or businesses. It occurs when owners lose track of accounts or move without updating their address. States hold these funds until claimed, per Unclaimed.org.
What types of funds can I find with an unclaimed money search?
You can find dormant bank accounts, tax refunds, utility deposits, insurance payouts, or inheritances. For example, you might recover a $1,000 tax refund or a $2,000 forgotten account. Check MissingMoney.com for a full list.
How do I claim unclaimed money found in my name?
File a claim through the state’s official portal or MissingMoney.com, providing ID and proof of address. Processing times vary (30–180 days) by state. Always use official sites like Unclaimed.org to start your claim.